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Investment Property Financing, LLC

Loan & Thrift
4158 Summer Ave
Memphis
TN  38122
(901) 844-3333

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Bridge loans

Also known as gap loans, are designed as a temporary source of capital until more permanent funding can be obtained. There are several cases in which a bridge loan may be useful, such as:

  • Short-term working capital to buy an investment property
  • Money to build a commercial or residential property for investments
  • Funds to fix and flip a property
  • Short-term working capital for a small business

Bridge Loans for Investment Properties

Traditional financing for an investment property typically requires a strong history of reliable tenant payments. In most cases, however, the property owner wants to renovate the property to attract tenants. Once tenants are in place, it is often necessary to stabilize income that comes in. These hard money loans offer the means to complete the transaction with time to stabilize income.

 

Gap Financing for Purchase

Good opportunities do not always come at the best time. With gap loans, you can have access to almost immediate funding to snap up real estate with an all-cash offer and get approved based on the collateral alone. While the interest rate will be higher than that of a conventional mortgage, funding can be completed in just days, not months. This type of hard money loan may be used to buy all types of properties, including distressed properties, auction properties, 1-4 unit rental properties, apartment complexes and more.

Apply Today

If you are interested in obtaining gap financing, we will ask about your reason for applying and your exit strategy. We offer up to 80% financing with a term of anywhere from 3 to 18 months. Because we focus exclusively on equity-based lending, credit history is not a factor.

Traditional lenders only provide capital under specific conditions. Direct Investors uses equity-based financing and provides gap loans backed by the equity in a property for any number of reasons. We make bridge loans to real estate professionals, investors, contractors and homeowners who are quickly buying residential or commercial real estate before property is sold.